What does each offer really involve?
Compare repayment schedules, interest, fees and the amount still owed on a common date. Add a third, fourth or fifth offer only if you need it.
Compare financing offers →A free financing simulator by Corporate Debt Lab
Which financing offer
fits your cash flow?
A lower interest rate does not always mean a lower total cost or easier repayments. Fees, repayment timing and a large final payment can change the picture.
This free simulator compares up to five loan offers, then shows how their repayments affect your available cash. It simulates monthly debt repayments and available cash under the assumptions you choose. Change floating interest rates, net cash flow or the timing of a receipt, then compare the base and stress scenarios. It does not predict future rates or business performance.
No account or email required.
Your financial figures stay in your browser.
FINANCING CHOICES → CASH CONSEQUENCESIllustration
Different pressure on cash.
Offer AOffer BOffer C
Illustrative paths, not a forecast. Try the worked example to see calculated results.
Two questions. One connected tool.
Start with the terms.
Add your cash position when you are ready.
Can your cash position absorb the repayments?
Add an opening cash balance and your own forecast. Test a higher floating rate, weaker cash generation or an unexpected payment.
Try the cash-flow example →1. Try example figures2. Change the terms3. Review and print your result
Useful before you share anything
Your result comes first.
No company name, financial documents or email address is needed. The simulator runs in your browser. Use approximate figures or a fictional case to explore it.
A complete result, without a conversation.
Read the comparison, check the cash-flow impact and print the result. No contact form, account or email is needed.
Each input includes an explanation. The assumptions and calculation limits are available below the results.
Also available from Corporate Debt Lab
When you need a wider analysis
The Corporate Debt Lab platform
Explore debt strategies, historical comparisons and a traceable decision record. The free simulator is a separate starting point; registration is not part of its workflow.
Explore the debt platform ↗ Free M&A Cash-Flow Simulator ↗